Money Made Simple

A Roadmap to Wealth:
How to establish your online brand, decrease your debt, or multiply your income streams all while having fun.

$26,000 in Debt in 72 Hours

**Record Scratch!** [Voiceover begins]

"Yeah, that's me. You're probably wondering how I got here. Well, it all began when..." 

Except this wasn't the beginning of a romantic comedy. $26,000 in debt in 72-hours was my real-life story!

In my early 20s, my debt-spiral started with a basic "debt consolidation" loan. I was convinced it was free money. I spent it all--and bought a new car (with rims, because I have taste) in one weekend!

I spent the next seven years of my life paying off those 72-hours. Today, I have an 800 FICO and I increased my salary over 400-percent since that weekend.

I'm living proof that there is life after debt.

CBS News: What advice do you have for other individuals with a bad credit score?

You've probably tried to get out of debt before.

I've tried every system there is and I read over 15 of "the best" money and investment books along the way (I cover my favs in the course so you don't have to read them!). I also went on to write three books of my own on money and debt management. In fact, my book D.E.B.T. Free or Die Trying was a #1 bestseller on Amazon Kindle!

From over $30,000 in debt to making over six figures and figuring out how to establish multiple income streams in my 30s. Those are the exact systems I share in A Roadmap to Wealth.
I help struggling employees and entrepreneurs establish simple systems to decrease their debt and increase their wealth by building an online brand or establishing multiple income streams.
Did you know that making only the minimum payment on a $15,000 credit card debt will take 50+ years to pay off and cost you almost $44,000 in interest???

Well, now you know. Know better, do better.

I'll teach you how to find and use the best free online calculators, tools, and resources to turn your own personal finances around just like I did. Are you ready to reach financial independence?

Debt costs you more than money.
It cost you your time. You can always make more money. You cannot make more time.
CBS News: Your Money Matters ft. The Marcus Garrett

In addition to co-founding a personal finance podcast that did over 2 million downloads, I traveled the country speaking on personal finance and debt management.  I believe you can be informed, without being bored. My course offerings do both.

As the child of a college professor, I have literally been lectured all my life, but I have also spoken at Google, Yahoo Finance, CBS News, and many more.
Increase Your Net Worth
My signature book and original course were DEBT Free or Die Trying: How I Buried Myself $30,000 in Debt and Dug My Way Out by Age 30. Everything I know now was all self-taughtYou don't need to be an expert or have a lot of money to get started.

My next goal is to teach myself--and share with others--how to reach seven-figures! That's how I came up with the idea for A Roadmap to Wealth.

I want to build a legacy. If you want to do the same, then this program will show you the exact steps and introduce you to a community of individuals looking to do the same. I'll also introduce you to young men and women who have already done it!
"Use your 20s to learn, your 30s to apply, and your 40s and beyond to teach and mentor."

This was the challenge my mentor gave me.
I know what it's like to live paycheck-to-paycheck.
My first job (yesafter college) paid less than $20,000. I didn't start from the bottom. But I was a rounding error away. #TheStruggle is what gave me the will to #HUSTLE my way to the top.
#1: 70% of Americans Live Paycheck-to-Paycheck
Four in 10 Americans are unable to cover a $400 emergency without a credit card or personal loan.

The average household spends $460/mo. on credit and student loan debt (or almost $5,500 a year). I spent my 20s buried $30,000 in debt in the middle of a recession, I know how scary it is to live paycheck-to-paycheck.

This use to me. It doesn't have to be you.
#2:  D.E.B.T Free or Die Trying: How I Buried Myself $30,000 in Debt and Dug My Way Out by Age 30

If you're in debt today, that's ok. In the first week of the course, I'll give you the exact 4-step system I used to pay off my debt.

D - Define the Problem
E - Establish a Plan
B - Build a Budget
T - Trust the Process
Life After Debt
Google Talk: Rappers Give Horrible Financial Advice
  • HALF MAN, HALF SPEAKER: I decided to share my struggle with debt in my book and personal finance podcast. This lead to (PRE #THERONA) speaking gigs all around the country.
  • PERSONAL FINANCE SPOTLIGHT: As a freelance writer, I also got to meet amazing men and women who had also fought their way out of debt. From a few hundred all the way to over $200,000 dollars in student loan debt! I loved hearing and sharing these awesome people's stories from so many walks of life.
  • MULTIPLE INCOME STREAMS: By first shedding the debt, I learned about so many other opportunities, automated systems, and tools (many of which are free) to use to further increase and accelerate my income. Now, every month I get paid 4 to 7 different ways beyond the day job! 
  • MORE INCOME, AND LESS WORK: The key to "overnight success" is the first 10-years. All my hard work from years earlier now mean I work less than ever yet make more money than ever before (and my income is still increasing)! 
I founded my own brand to meet the challenge my mentor gave me. What do you do once you've made it to the mountain top?

Reach Back and Help Others Up The Hill!
  • My 4-step debt-free system that helped pay off over $30,000 in debt and increase my FICO credit score to 800+ 
  • Detailed reviews of my 15 favorite money and investment books, specific Calls to Actions, and a breakdown of how to apply the expert's wealth-building systems in your own life
  • The systems that allowed me to start an award-winning personal finance business that resulted in over 2-million podcast downloads, speaker and TV appearances, and multiple income streams
  • The saving and investment systems and financial plan template we established within our own household to increase our net worth to six figures and growing on auto-pilot (yes, even during the pandemic!)
  • Community. Accountability. Access. RESULTS! Learn how to make more money while doing less work by automating the revenue-generating systems you'll learn in this program. Get access to the TMG Community and Mentorship Program to take your learnings from theory to application guided by real-world subject matter experts.
PART 1: A Roadmap to Wealth
Step-by-step videos help you create your own systems to decrease your debt (as soon as week 1!) and increase your net worth.
I crawled so you can run! A wise person profits from the mistakes of others, instead of wasting time making the mistakes themselves.

Do as I say, not as I did.

My multi-decade of mistakes benefit you. Through personal pain, effort, and strife, I can confidently share only the how-to WIN WIN WIN no matter what in these easy-to-follow videos covering everything from how and where to raise your credit score, increasing your salary, and how to identify when you can make multiple income streams by capitalizing on the areas you're already an expert in.
Luck is when opportunity and preparation collide, but sometimes before you can answer the door when opportunity knocks, you need to know WHERE IN THE HELL IS THE DAMN DOOR???
  • My exclusive "Office Hours" will include interviews and FAQs with me as well as interviews with subject matter experts in their field of expertise. I've got two decades in the game now and hundreds of experts in my network. Which means...
  • Exclusive Access: You'll gain access to like-minded individuals just like you who want to increase their wealth (no more wasting time with free groups, because we all know you get what you pay for) in the TMG Community.
  • Learn what's working (and not working) for others in your niche and see what industries are taking off (and stalling) based not on word of mouth, but from the experts themselves
I'm here to ensure you're great.
Let's face it. The pandemic caught us all by surprise. But, in the "new normal," you will benefit from a teacher who can refer back to his old skills.

I've been speaking and writing for nearly two decades. As a Senior Millennial, you'll benefit from the knowledge I gained in the many recessions I've already survived. In fact, I was paying off my debt in the middle of the Great Recession (they didn't call it that at the time, it was just "2009" to me).

Speaking didn't die, it just moved to the web!

My team's exclusive Office Hours and webinars are designed around your questions and FAQs. Do we need to bring in an expert? Then, we'll find that expert. And get your question answered ASAP. No more running around from social media platform to social media platform. You'll have one network that can answer your questions from experts, not random people with opinions.

Have a specific question on a system? We'll explain the system in more detail in the next Office Hour or add additional how-to videos, as needed, and by request.

Just need someone to hold you accountable that week? Welcome to the Hot Seat! Hop on a LIVE CALL, woosah with the group, and let's help each other get these coins!!
Here's what you'll learn:
MODULE 1: Increase Your Net Worth
  • ​D - Define the problem: learn how and where to go to get your credit report for free and what to look for once you get it
  • ​E - Establish a Repayment Plan: see the exact repayment systems I used while paying off $30,000 in debt, like the Debt Snowball, Debt Avalanche and four more systems I developed on my own
  • ​B - Build a Budget: YOU DON'T NEED A BUDGET - first determine if you need a budget at all, and if you do, the systems that will ensure you build a budget you'll actually follow
  • ​T - Trust the Process
  • ​My 15 Money and Investment Books favorite reads and the Calls to Action from each that each author says will make you rich
  • The Millionaire Next Door: The Surprising Secrets of America's Wealthy
  • Milestone 2: Complete Your Money CTAs Road Map
MODULE 3: Financial Independence / Remain Employed?
  • Learn How to Calculate Your Financial Independence / Retire Early Number (FI/RE) and if FIRE is right for you
  • Learn How and Where to Find My ​Favorite Free Retirement Tools and Calculators
  • Milestone 3: Complete Your Retirement Road Map
MODULE 4: A Road Map to W.E.A.L.T.H.
  • Find Your "Winner's Circle" (who will help you get the money?)
  • From Employee to Entrepreneur (if you choose)
  • ​Audit Your Life - the #LifeHacks, secrets, and systems I learned after nearly 20-years auditing the multi- million and multi- billion dollar companies.
  • Define Your ​Legacy
  •  Harvest, Reap, Sow (learn how to automate your financial roadmap, because you've worked too hard to keep working hard forever!)
  •  Exclusive Office Hours with Marcus, the TMG Team, and the TMG Community
  •   Newsletter Bonuses and Subject Matter Expert Shares
  •   Investing Made Easy
  •  Mentorship Tools, Tips, and Tricks (yours free, automatically)
  •   Exclusive Guests and Features based on your FAQs
  •  And more extras tailored to the TMG Community!
Get the following when you enroll today...
D.E.B.T. Free or Die Trying
($297 value)
In my new program, I'm including my 4-step D.E.B.T Free or Die Trying system. This formally sold separately for $297. This optional four-week starter kit will help jumpstart an increase in your net worth. Or you can just straight into the bonus rounds: Life After Debt: Your Roadmap to Wealth.
The Auditor's Playbook (Audit Your Life)
For the last two decades, I've worked for multi-million and multi-billion dollar industry establishing systems and best practices. I'm giving this away in this course!

"The Auditor's Accountability Systems" are included as a part of your course materials. Get the exact templates I used to do performance audits and training behind the scenes, including the exact tool I used to calculate my salary for the next 25 years aka my crystal ball "a-ha" moment, I'm not about to be about this life forever, as well as some of my other favorite personal accountability systems for moving from goal-setting to goal-achievement.

Talkers talk. Winners win. And I'll give you the Winners Playbook.
DIY Money and Investment Systems
You can spend a lot of money trying to figure out how to make a lot of money. Most of the time all you do is make someone else richer. I read the best 15 money and investment books so you don't have to and I've summarized the Calls to Action the Experts Say Will Make You Rich. Further, I'll give you a breakdown of the exact system you need to put in place to fit your financial lifestyle

Become financially independent without hating the process. 

Money and Personal Finances. Made. Simple. Period.
Financial Independence / Remain Employed
Learn how to calculate your FI/RE NUMBER. Get access to my favorite tools and online resources. Learn if FI/RE is right for you (and what to do if it's not -- don't panic!) 
A Roadmap to W.E.A.L.T.H. System
($997 value)
Learn how to bring the full picture together and automate your way to financial independence with this final system. This includes interviews with Subject Matter Experts from a variety of industries in our LIVE sessions. But, LIVEs are limited access.
TMG Community and Mentorship Program
($1,200 value)
We'll build and share exclusive content crowd-sourced from a range of subject matter experts. throughout the calendar year. Your Personal Advisory Board will cover but are not limited to the roles of a: Personal Guide, Personal Advisor, Full-Service Mentor, Career Advisor, and Career Guide.
When you PAY IN FULL, you'll also get access to...
LIVE Office Hours
(value $250/ea. session)
LIFETIME ACCESS to Money Made Simple
LIVE coaching sessions and LIVE Q&A invites are limited to members who participate in the full-payment option:
Additional Accountability
Join a "Hot Seat" to Get Your Specific Question Answered
MasterMind with Like-Minded Individuals Like Yourself
Learn How to Tailor The Systems to Your Lifestyle Goals
Remember, I started at $5.15/hr @ 16; $9/hr. at 22, but I didn't give up! Instead, I figured out the systems I needed to follow to increase my salary by over 400%!


*recordings will be made available
Ready to decrease your debt and increase your wealth? Let's do this!
Hello, I'm "The Marcus Garrett"... 

After surviving the mean streets of the inner suburbs, Mr. Garrett obtained a Bachelor of Arts in Business Administration and went on to become an award-winning writer and best-selling author.

Previously, he was an Innovation and Staff Development Manager for a team of 80 FTE. As the child of a college professor, he has also literally been lectured all his life.

Somebody has to be great today. Why not you?

14-Day Moneyback Guarantee
If you join A Roadmap to Wealth and complete 14 days of the initial systems, participate in the Office Hours, and complete the Calls to Action from each chapter and don’t see results, we will issue you a 100% refund if we decide we cannot further your success. 

Let's start increasing your wealth today!
I've tried other "debt free" systems and failed. How do I know yours will work?
If you do the work, the system will work. I've tried a lot, like a lot a lot of money systems too. I know at least 15 (because I read 15 books written by personal finance and investing experts), and I'm always learning and applying more. I can tell you what works. Not maybe, but definitely. Trust the process.
  • Performance Auditor and Trainer: My career was dedicated to doing audits, identfying systems, and coming up with recommendations for Corrective Actions and Calls to Action to remedy risk and issues. I simply took these work-related best practices and started applying them in the real worl. The result? More money for less work. 
  •  Author: I don't just walk the walk, I wrote the talk. If you want to try out one of my first systems, just try my bestselling book, D.E.B.T. Free or Die Trying: How I Buried Myself $30,000 in Debt and Dug My Way Out. It's only $5.99. It's a great preview into my writing, teaching-style, and opinions on personal finance and the first step to increasing your net worth. 
  • Bonafied: If you still have doubts about the value of my video courses, look for me on Google "TheMarcusGarrett" or watch my YouTube videos where I answer FAQs, you can also find my interviews on CBS News, Yahoo Finance, and many other outlets there. I'm bout this life.

Why should I listen to you? I don't even know you like that!
I love this question, and it's one you should ask of every "personal finance expert" out there. However, the only gurantee I will ever make is, "the time will pass whether you act or not." The best time to start was yesterday. The next best time is today.

I'll answer this question with an excercise a mentor taught me. When your expertise is questioned by a class member, try this excercise: Ask everyone, "Please raise your hand. Now lower your hand when any of the following is not true for you."
  • You Reached an 800 FICO Credit Score
  • ​You Wrote and Published 3 Books on Personal Finance and Debt Management (and one bestseller)
  • ​You Went From $30,000 in Debt to Making Over Six Figures a Year By Your 30s
  • ​You Launched (or Been Apart of  a Team) for Five or More Websites (with one reaching an audience of over 100,000 views a month)
  • You Founded  A Small Business With a Podcast That Reached 2 Million Downloads in Less than 4 Years (with no marketing team)
  • ​You Wrote Hundreds of Freelance Pieces and Won Best Millennial or Gen Z Blog (2019)
  • ​You Established Multiple Income Streams Before Age 40
I don't know about you, but at the end of this list, my hand is still in the air. Next time, if you want your hand to stay raised, my course can help.

I'm not talking about what I'm going to do in this program. I'm sharing what I've already done and what I plan to do next.

It's not bragging. It's facts.

I'm hoping you'll accept my invite to surround yourself with those who are looking to win, currently winning, or already won. That's the network and the opportunity I'm offering.

Here is my last recommendation: regardless of what you do here today, I want you to at least start recognizing the power of your network and the people you surround youself with. Starting today, if you do nothing else, I want you to surround yourself with winners. Because when you hang around winners, your wins don't sound like you're bragging.
Ready to join us?
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